Check Your Eligibility Instantly
कर्ज नहीं —
तरक्की का रास्ता 💰
Get instant personal loans up to ₹30 Lakhs with minimal documents, fast approval & flexible EMIs. Trusted by 1L+ Indian professionals.
Why Choose Us?
Quick Money
Get funds within 48 hours after process.
Affordable Rates
Competitive interest rates and repeat-customer benefits.
Minimal Documents
Easy KYC: PAN, Aadhaar & 6 months bank statements.
No Collateral
Loans up to ₹50K – ₹30L without pledging assets.
Representative Example
For the loan of Rs. 5 lakh at the rate of 10% with repayment tenure of 5 years, your EMI will be Rs. 20,624/-. The total payable amount at the end of 5 years will be Rs. 6,37,411 and your total payable interest amount will be of Rs. 1,37,411. See table below:
- Loan Amount:₹5,00,000
- Interest Rate:10% p.a.
- Tenure:5 years (60 months)
- Monthly EMI:₹10,624
- Total Payable:₹6,37,411
- Total Interest:₹1,37,411
*This is a representative example. The actual rate and EMI may vary based on your profile, income, and our terms.
What Our Customers Say
Thousands trust us for transparent and reliable personal loans.
“It made my loan approval easy! ₹3L in 2 days. Fast and smooth.”
“Received quick help during an emergency. Transparent charges. Highly satisfied!”
“Professional and quick. Accurate EMI calculator and fast disbursal.”
About Us
We’re redefining how India borrows. With over 5 years of experience and 1,00,000+ satisfied customers, we provide quick, transparent, and affordable personal loan solutions — fully digital and hassle-free.
What is a Personal Loan?
A personal loan is an unsecured loan you can use for anything — weddings, medical emergencies, business needs, travel or home upgrades. No collateral required.
Flexible Usage
Use funds however you need without restrictions.
Easy Repayment
Tenures from 12 to 60 months with fixed EMIs.
Quick Approval
Instant checks and fast disbursal with minimal documents.
No Collateral Needed
Unsecured loans—no asset pledging required.
Personal Loan Details & FAQ
💡 What is the minimum credit score required?
A credit score of 700+ is preferred, though we may consider applicants with lower scores depending on income and repayment history.
💡 How long does disbursal take?
Once approved, disbursal typically occurs within 24–48 hours, subject to final verification.
💡 Can I prepay the loan?
Prepayment may be allowed depending on the lender; charges if applicable typically range from 0%–4% + GST.
💡 Do I need collateral?
No — personal loans listed here are unsecured; collateral is not required.
Eligibility Criteria & Documents Required
Eligibility Criteria
- Age: Salaried: 21–60 years | Self-Employed: 22–55 years
- Net Monthly Income: Salaried: ₹12,000 | Self-Employed: ₹30,000
- Minimum Loan Amount: ₹1,00,000
- Maximum Loan Amount: Salaried: ₹20 Lakh | Self-Employed: ₹15 Lakh
Documents Required
- Proof of Identity: Passport / Voter ID / Driving License / PAN Card
- Proof of Residence: Passport or recent utility bills
- Proof of Income: Salaried: Salary account bank statements (last 2 years). Self-Employed: Audited financial statements (last 2 years).
*Requirements may vary by lender and individual credit profile.
Loan Details & Disclosure
- Loan Amount: Up to ₹30 Lakh for up to 5 years
- Interest Rates: Starting from 10% p.a.
- Processing Fee: 0% – 4% of the loan amount + GST
Disclosure: Our services are completely free. We do not support intra-day or short-term loans.
Personal Loan Disclosure
A personal loan is an unsecured loan for purposes like travel, education, emergencies, etc.
- APR (Annual Percentage Rate): Varies from 10% to 35% based on customer profile and credit score.
- Repayment Period: 12 months to 60 months.
- Processing Fee: Varies from 1% to 4% of the loan amount + GST. Example: For ₹2,00,000 loan, 1% = ₹2,000 + GST.
- Pre-Payment Charges: May apply as per lender policy (typically 0%–4% + GST).
*Read our T&C carefully.
Still Thinking? Check Eligibility Now
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Contact Us
We’re here to help you with your personal loan journey.
Our Office
DN 52, Bidhannagar, Kolkata, West Bengal 700091