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Compare and apply for Personal Loan Online

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  • Rs.30 Lakh For Up To 5 Years.
  • Interest Rates Starting At 10.25% Per Annum
  • Processing Fee Of 0% To 4% Of The Loan Amount + GST .
  • Disclosure : Our Services Are Free .
    We Do Not Support Intra Day Or Short Terms Loans .

    • In general, Personal Loan is an unsecured loan which is taken by an individual from bank or a non-banking financial organization to fulfil their personal financial needs. An individual can take loan on the basis of key criteria such as employment record , income and their repayment capacity etc.

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    Please Read Personal Loan Disclosure Written In The Page Below.

    Personal Loan Disclosure

    A Personal loan is unsecured loan that can be taken for various reason like travelling, education, emergencies etc.

    • • APR(Annual Percentage Rate): vary from 10% to 35% based on customer profile and credit score.
    • • Repayment Period: 12 Months to 60 Months
    • • Processing Fee: For Personal loan it vary from 1 to 4% of the loan amount plus GST. example for personal loan upto 2 lakhs the processing fee with 1% interest will be Rs 2000 to Rs 4000 + GST depending upon the lenders policy
    • • Pre-Payment Charges: prepayment option may apply or not it is depend upon lenders . if applicable then it will be 0-4% + GST

    • Representative Example:For the loan of Rs. 5 lakh at the rate of 10% with repayment tenure of 5 years, your EMI will be Rs 10624/-. The total payable amount at the end of 5 years will be Rs 637411. Therefore, your total payable interest amount will be of Rs 137411.

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    Eligibility Criteria

    • Age : for salaried person : 21 years to 60 years & for Self-Employed : 22 years to 55 years
    • Net Monthly Income :for salaried person- Rs.12,000 & for Self-Employed : Rs.30,000
    • Minimum Loan Amount :for salaried person-Rs.100000 & for Self-Employed : Rs.100000
    • Maximum Loan Amount :for salaried person Rs.20 lakh & for Self-Employed :Rs.15 lakh

    Documentes needs

    • Proof of Identity for Salaried Individuals Passport, Voter’s ID, Driving License or PAN Card and for Self Employed Passport, Voter’s ID, Driving License or PAN Card
    • Proof of Residence for Salaried Individuals Passport or utility bills and for Self Employed Passport or utility bills
    • Proof of Income for Salaried Individuals Bank statement of salary account for the past two years for Self Employed Audited financial statement of the past two years

    Personal Loan Details & FAQ

    Personal Loans of up to Rs.20 lakh interest rates starting at 10% p.a. with tenures of up to 5 years. The processing fee will be in between 0% and 3% of the loan amount.

    • Description
      Charges
    • Interest Rates
      10.25% P.A Onwards
    • Loan Amount
      upto 25 Lakh
    • Loan Tenure
      upto 6 years
    • Processing fess
      0% - 4% of the loan amount + GST

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    100% Satisfaction Guaranteed

    Fees & Charges

    • Processing fee
    • Goods and Services Tax or GST
    • Verification And Other Charges

    Prepayment

    • As we know that a personal loan is given for a time period and this period is know as loan repayment period .Once you have taken a loan then you are suppose to pay the debit off by the end of loan repayment period through EMIs. However after taking a loan you have decide to pay off your debt before the end of loan repayment period then it is called pre-payment

    Repayment

    • There are various mode of repayment are available like ECS, PDC.

    Personal loan Disbursal

    • Disbursal is basically the process of the financial institutions to transfer the loan amount in the bank account of the customer.

    How To Apply Personal Loan

  • If you want to apply for personal loan you have to go through following steps . The application process is very clear and simple .
    • Apply online by filling the form using your details like employment history, financial details, email etc.
    • Choose the loan amount and repayment tenor.
    • Once details submitted will check and verify your details.
    • Our executive will get in touch of you.
    • Disbursal of your loan within 24 hours of approval.

    Representative Example:

    For the loan of Rs. 10 lakh at the rate of 10.25% with repayment tenure of 5 years, your EMI will be Rs 21,370/-. The total payable amount at the end of 5 years will be Rs 2,82,216. Therefore, your total payable interest amount will be of Rs 12,82,216.